Mortgages Approved with Pahul

Expert mortgage solutions for first-time buyers and investors.

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About Us

Expert Mortgage Solutions tailored for Nova Scotia Residents. Get the best rates, personalized service, and fast approvals for your home financing needs

A modern laptop displaying a mortgage payment calculator on its screen. The calculator interface shows input fields for mortgage amount, amortization period, and interest rate, alongside a bar chart. It sits on a wooden desk with a wristwatch, a smartphone, a potted cactus, and a row of books in the background.
A modern laptop displaying a mortgage payment calculator on its screen. The calculator interface shows input fields for mortgage amount, amortization period, and interest rate, alongside a bar chart. It sits on a wooden desk with a wristwatch, a smartphone, a potted cactus, and a row of books in the background.

150+

Starting Rate

Client satisfaction

3%

24hr

Quick Approval

Mortgage Services

Expert mortgage solutions tailored for first-time buyers, investors, and commercial needs.

First-Time Home Buyer Mortgage
Wooden background features a set of letter tiles spelling out the phrase 'HOUSING LOAN' in two rows. The tiles have black letters on a white surface, creating a simple and clear message.
Wooden background features a set of letter tiles spelling out the phrase 'HOUSING LOAN' in two rows. The tiles have black letters on a white surface, creating a simple and clear message.

Special programs and guidance for first-time buyers in Nova Scotia, including down payment assistance.

  • 5% Down Payment Options

  • First-Time Buyer Programs

  • RRSP Home Buyers Plan

Secure financing for duplexes, triplexes, apartment buildings, and other multi-residential properties with competitive rates and tailored terms to fit your investment goals.

  • Financing for 2–4 unit properties

  • Customized solutions for larger apartment buildings

  • Competitive rates for investors and owner-occupiers

Multi Unit Mortgage

Financing solutions for rental properties and real estate investments across Nova Scotia.

  • Rental Property Loans

  • Multi-Unit Financing

  • Commercial Mortgages

Lower your payments or access equity with competitive refinancing options.

  • Rate Reduction

  • Debt Consolidation

  • Home Equity Access

Refinancing

Investment House Mortgages

Unlock the value in your property with tailored equity take-out solutions for your needs.

  • Equity Take-Out for Business Expansion

  • Equity Take-Out for Debt Consolidation

  • Equity Take-Out for New Commercial Investments

Equity Takeout

Special financing options and guidance for commercial property buyers in Nova Scotia, including flexible terms and tailored solutions.

  • Low Down Payment Options

  • Solutions for retail, office, industrial, and mixed-use properties.

  • Equity Take-Out for Business Growth

Commercial Mortgage

Why choose me as your mortgage Agent?

Personalized Solutions

Every Client is unique. I take the time to understand your specific needs and financial goals to find the perfect mortgage solution

Deep understanding of the Nova Scotia market, local programs, and lender requirements ensures you get the best possible outcome.

Streamlined process with quick approvals and constant communication keeps your home purchase or refinance on track.

Expert Knowledge
Fast & Efficient

Ready to get started

Contact us today for a free consultation and lets find the perfect mortgage solution for your needs.

Schedule Free Consultation

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Fill the form and, we will reach out in 1-2 business days

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Professional, knowledgeable, and always ready to help! Made my mortgage process smooth and stress-free. Highly recommend Pahul to anyone in Nova Scotia!

Clarice Turner

Exceptional service from start to finish. Found me the best rates and guided me through every step with patience and expertise. Five stars for Pahul”

Romi Singh

★★★★★
★★★★★

Client Testimonials

Get in touch

Address

1741 Lower Water St Suite 200, Halifax, NS B3J 0J2

Contacts

(902) 789-9399
pahul@HarbourTownGroup.ca